PHP房贷计算,等额本息,等额本金

function debx()    {      $dkm   = 240; //贷款月数，20年就是240个月      $dkTotal = 10000; //贷款总额      $dknl  = 0.0515; //贷款年利率      $emTotal = $dkTotal * $dknl / 12 * pow(1 + $dknl / 12, $dkm ) / (pow(1 + $dknl / 12, $dkm ) - 1); //每月还款金额      $lxTotal = 0; //总利息      for ( $i = 0; $i < $dkm ; $i ++) {        $lx   = $dkTotal * $dknl / 12;  //每月还款利息        $em   = $emTotal - $lx ; //每月还款本金        echo "第" . ( $i + 1) . "期" , " 本金:" , $em , " 利息:" . $lx , " 总额:" . $emTotal , "<br />" ;        $dkTotal = $dkTotal - $em ;        $lxTotal = $lxTotal + $lx ;      }      echo "总利息:" . $lxTotal ;    }   function debj()    {      $dkm   = 240; //贷款月数，20年就是240个月      $dkTotal = 10000; //贷款总额      $dknl  = 0.0515; //贷款年利率              $em   = $dkTotal / $dkm ; //每个月还款本金      $lxTotal = 0; //总利息      for ( $i = 0; $i < $dkm ; $i ++) {        $lx   = $dkTotal * $dknl / 12; //每月还款利息        echo "第" . ( $i + 1) . "期" , " 本金:" , $em , " 利息:" . $lx , " 总额:" . ( $em + $lx ), "<br />" ;        $dkTotal -= $em ;        $lxTotal = $lxTotal + $lx ;      }      echo "总利息:" . $lxTotal ;    }

转载于:https://www.cnblogs.com/lg17043770/p/8521267.html

相关资源：等额本息与等额本金模版.xlsx